E-Commerce and Point-of-Sale Financing | PayBright

Buy Now, Pay Later.

Pay over time for the things you love with PayBright.

Rating with the Better Business Bureau
Canada’s leader in e-commerce installment payments
Over 4,500 merchants nationwide

What We Do

Wherever you choose to shop, payments should be easy. PayBright lets you pay over time for the things you love. Just select PayBright at checkout at thousands of stores nationwide.

Vacation & Travel
Sporting Goods
Home Goods

Ways to Pay Later

Easy monthly payments

Spread your purchase into easy monthly payments. You can select the best payment plan at checkout and get a real-time decision. Payment plans range between 6-60 months (varies by merchant).

Pay in 4

Pay later in 4 interest-free installments. Your payments are automatically charged every two weeks, so you can sit back and relax!

How It Works


Fast and easy. Select PayBright at checkout.


Pay over time. Choose the plan you love at checkout. Terms vary by store.


No surprises. We tell you exactly what you owe, and if you want to pay it out early there are no penalties.

E. Mc Nulty
Toronto, Ontario

I like the process and found the service was very fast and easy to use.

G. Matthews
Saskatoon, Saskatchewan

I applied online, the process was nice and easy. I would recommend PayBright to my family and friends, the installment payments enabled me to get my car fixed, stress free!

J. Cannon
St. John's, Newfoundland

I went to buy my mattress and don’t like to pay for it up front. I liked that I could keep my credit card open for emergencies.

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