How it works
What is a PayBright payment plan?
Our payment plans allow you to break down the cost of a purchase into a series of biweekly or monthly installments. Apply for any PayBright payment option with no impact to your credit score.
Available at participating merchants.
Pay in 4
4 interest-free biweekly payments for smaller purchases.
No interest or fees
No impact on credit score
Easy, automatic payments
Pay Monthly
Monthly payments over 6 to 60 months for larger purchases.
Payment plans from 0% interest
No impact to credit score
Easy, automatic payments
How do I pay later with PayBright?
Step 1
Select PayBright at checkout
Shop at your favourite stores that offer PayBright and select us as your payment option at checkout.
Step 2
Get set up
Use your mobile phone number to set up your PayBright plan within 60 seconds.
Step 3
Enjoy your purchase!
Confirm your payment plan and then you’re done! Enjoy your purchase today and pay later.
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Featured merchants
Pay over time with our top merchants.
Are you a business?
Add PayBright as a payment method to your store. Available in-store and online.
Learn more