How it works

What is a PayBright payment plan?

Our payment plans allow you to break down the cost of a purchase into a series of biweekly or monthly installments. Apply for any PayBright payment option with no impact to your credit score.

Available at participating merchants.

Pay in 4

4 interest-free biweekly payments for smaller purchases.

No interest or fees

No impact on credit score

Easy, automatic payments

Pay Monthly

Monthly payments over 6 to 60 months for larger purchases.

Payment plans from 0% interest

No impact to credit score

Easy, automatic payments

How do I pay later with PayBright?

Step 1

Select PayBright at checkout

Shop at your favourite stores that offer PayBright and select us as your payment option at checkout.

Step 2

Get set up

Use your mobile phone number to set up your PayBright plan within 60 seconds.

Step 3

Enjoy your purchase!

Confirm your payment plan and then you’re done! Enjoy your purchase today and pay later.

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Are you a business?

Add PayBright as a payment method to your store. Available in-store and online.

Learn more

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