How it works

What is a PayBright payment plan?

Our payment plans allow you to break down the cost of a purchase into a series of biweekly or monthly installments.

Available at participating merchants.

Pay in 4

4 interest-free biweekly payments for smaller purchases.


No interest or fees

No impact on credit score

Easy, automatic payments

Pay Monthly

Monthly payments over 6 to 60 months for larger purchases.


Payment plans from 0% interest

Highest approval rate in Canada

Easy, automatic payments

How do I pay later with PayBright?

Step 1

Select PayBright at checkout

Shop at your favourite stores that offer PayBright and select us as your payment option at checkout.

Step 2

Get set up

Use your mobile phone number to set up your PayBright plan within 60 seconds.

Step 3

Enjoy your purchase!

Confirm your payment plan and then you’re done! Enjoy your purchase today and pay later.

We’re trusted by over 2000 happy customers on Google

Are you a business?

Add PayBright as a payment method to your store. Available in-store and online.

Learn more

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