For Customers

Use our Payment Calculator to estimate your monthly payments on your next purchase.

Type in the amount of funds required:
Monthly Payment

per month

per month

per month

per month

per month

per month

per month

per month

This calculator is for estimation purposes only – final payment amounts may vary and will be calculated at the time of transaction along with the applicable APR. The example calculations shown above are based on 7.95% interest and a monthly processing fee of $6.95. The interest you will pay and the loan terms available depend on your personal credit profile, the transaction amount, and the specific financing plans offered by your healthcare provider. Some conditions apply and all transactions are subject to approval by PayBright.

What We Finance

Home Improvement
Auto Parts & Service
Vacations & Travel
Sports & Fitness Equipment
And More

Quick & Easy

Four easy steps to your installment plan

Safe & Secure

Bank-level encryption protecting your information

How It Works

1. Apply Online

Apply with our easy online application in under a minute.

2. Get an Instant Decision

Get our instant approval decision right away, displayed on screen along with the amount of funds available to you.

3. Complete Your Purchase

Proceed to your preferred merchant to finalize your payment plan and complete your purchase.

4. Make Payments

PayBright will pay your preferred merchant directly. We will set up convenient pre-authorized monthly or semi-monthly payments from your designated bank account.

More Than


Merchants Nationwide

More Than


In Approved Credit

Find out how much you
will get approved for

Apply Now

No commitment, no obligation

High Approval Rate

Low Monthly Payment

No Penalty for Early Repayment


Accelerated Repayment

Full Transparency with 24/7 Online Account Access

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